Most scams can be avoided if we keep our bank information and personal information safe without sharing it with anyone.
It is reported that India is at the top of the digital payments service with 25.5 billion cash transactions. At the same time, a Pune woman has lost Rs 60,000 in an online transaction drive, another source said. There are many who match the two and conclude that online transactions are dangerous. How are online scams usually carried out?!
A 46-year-old woman from Pune has seen a mobile number of the restaurant to order food on Facebook. He contacted the mobile number about ordering food. At the other end of the number, the person who spoke asked for rs 10,000 in advance and information about the credit card. Subsequently, 10,000 rupees were withdrawn from his account on June 19 and Rs 49,600 on June 20. A complaint has also been lodged with the police station.
Similarly, in Bengaluru, a 58-year-old woman named Savita Sharma has been sent a link to her WhatsApp number to contact the number she saw on the social media and order food.He clicked on the link and shared information about his bank account and the pin number (PIN) that should not be shared with anyone. The next minute, 49,006 rupees were stolen from his account.
Similarly, a few weeks ago, Jaiveer was working as a chief clerk in Haryana Vigilance. A link has been shared from a new number to his WhatsApp. After clicking on the link, 25,000 rupees were stolen from his bank account. He has also lodged a complaint with the police station about the incident.
All the above events occurred because users were not aware. Banks are constantly creating awareness among their users not to share such personal information with anyone .SBI is also requesting the Cyber Crime Division to appeal if such incidents occur.
How to protect yourself from such scams?
You can't often commit frauds with your credit card and debit card number alone. Do not share your name, card expiry date, cvv number, pin number with anyone. Don't even share a credit card number with anyone.
Many people engage in such activities by saying that they are speaking from the bank. But the banks themselves are making customers aware that they will not ask for any such information from the bank.
If you feel that you may have actually called from the bank, you can go directly to the bank to enquire.
Do not respond to any SMS and email asking for information about your bank account.
Do not share information about bank accounts on social media. Your bank details may have been included in the screenshot for you to take by mistake. Be careful.
Do not give credit and debit cards to unknown people. If any link is shared from an unknown number or email Don't click.
Check your bank account from time to time. It is advisable to check from time to time whether the money budget is correct and whether all the amount spent on it is spent by you.Otherwise it is advisable to approach the bank immediately.